Bank bonuses

How checking and savings sign-up bonuses work, what qualifies, and what they cost you.

Bank bonuses

How bank bonuses differ from credit card sign-up offers

Bank bonuses pay for deposits and holds. Card sign-up offers pay for spend. Stack them only when cash flow and credit pulls can take both in the same season.

1 min read · 3 sources

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Bank bonuses

Bank promo APY vs a cash sign-up bonus

A promo APY pays while the rate lasts. A cash bank bonus pays once after you clear deposits or holds. Compare both on the same cash and the same days.

1 min read · 3 sources
Bank bonuses

Bask Bank $300 Interest Checking bonus requirements

Bask pays up to $300 ($50 per statement period) when you open Interest Savings and Checking by Dec 31, 2026 and meet $10k, $2,500 and $100 tests.

2 min read · 1 source
Bank bonuses

BMO $600 checking bonus requirements (14 states)

BMO pays $100/month up to $600 with $1,000+ qualifying direct deposits. Open by Dec 15, 2026 in 14 states. Not for existing BMO checking clients.

2 min read · 1 source
Bank bonuses

Navy Federal $400 new-member checking bonus requirements

Navy Federal $400 with CHK26SRC: join by Dec 31, 2026, open checking, finish qualifying deposits by Apr 30, 2027. Military-affiliated membership required.

2 min read · 1 source
Bank bonuses

Bank bonus statistics: what current checking and savings offers actually require

Median $300 across 13 checking and savings bonus tiers read from Chase, Wells, Capital One, Citi, BofA, Bask, Navy Federal and BMO on Oct 6, 2026.

12 min read · 11 sources
Bank bonuses

Huntington checking bonus requirements: Perks $400 and Platinum Perks $600

Huntington's Perks Checking paid $400 and Platinum Perks $600, each with its own deposit test. Opening was required by Sep 30, 2026. Terms kept for reference.

5 min read · 1 source
Bank bonuses

What is a clawback window, and when is the first safe day to close?

The stretch after opening when closing can cost the bonus or a fee. Where to find it in your terms, how to date your first safe day, and what silence means.

3 min read · 2 sources
Bank bonuses

Is a bank bonus worth it? The arithmetic that answers it

How to judge a bank bonus on the cash it locks up and the days it takes: committed days, net bonus, annualised return, and the savings rate it has to beat.

4 min read · 2 sources
Bank bonuses

Overdraft and NSF risk while you hold a bank bonus

Moving payroll to earn a bonus can overdraw the account that still pays bills. What an overdraft is, and how an unpaid fee follows you.

3 min read · 5 sources
Bank bonuses

Bank of America $100, $300 or $500 checking bonus requirements

BofA pays $100, $300 or $500 for $2k/$5k/$10k+ qualifying direct deposits in 90 days. Open by Jan 31, 2027. Fee waiver is separate.

3 min read · 2 sources
Bank bonuses

How to bridge cash between two bank bonuses

Two balance holds need two piles of cash unless the dates actually overlap in your favour. How to map the gap before you open both.

2 min read · 2 sources
Bank bonuses

How a brokerage account bonus differs from a bank bonus

A bank bonus is paid for a deposit and is interest. A brokerage bonus is a different product, with SIPC rather than FDIC, and its own hold and tax line.

2 min read · 5 sources

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