Is CardLab free? The free plan, Pro and what each includes
Last reviewed · Prices in USD as shown in the app's pricing section.
Yes, CardLab is free to start. The free plan covers two cards you enter by hand in one country, the timeline, payoff and utilization labs, every bank bonus and its terms with one tracked bonus, and five core lessons. CardLab Pro is an auto-renewable subscription: 3 days free, then $4.99 a month or $39.99 a year.
Everything you need to start.
- Two cards you enter by hand, in one country
- Timeline, payoff & utilization labs
- Every bank bonus and its terms, and one tracked bonus
- 5 core lessons
3 days free, then $4.99/month or $39.99/year, which is 33% less than monthly. Cancel anytime in the App Store.
- Unlimited cards, each with its own data
- All 40 country presets
- Installment, cash advance & balance transfer labs
- Rewards & annual-fee breakeven, all lessons
- Every bank bonus you chase, ranked by what the parked cash returns
Free vs Pro, side by side
| Feature | Free | Pro |
|---|---|---|
| Cards | Two cards you enter by hand, in one country | Unlimited cards, each with its own data |
| Country presets | One | All 40 |
| Labs | Timeline, payoff and utilization | Adds installment, cash advance and balance transfer |
| Lessons | 5 core lessons | All lessons, plus rewards and annual-fee breakeven |
| Bank bonuses | Every bank bonus and its terms; track one | Track every bonus you chase, ranked by what the parked cash returns |
| Best Card | Read the verified catalog | Rank your cards for a purchase (only in markets with a verified catalog) |
| Statement import | - | Read a statement PDF or screenshot on the phone |
How the trial and billing work
- Pro starts with a 3-day free trial, then bills monthly or yearly through the App Store and renews until you cancel. The yearly plan is 33% less than paying monthly.
- To cancel, open iPhone Settings, tap your name, then Subscriptions. The App Store handles billing and any refunds under Apple's terms.
- Got a new phone? Open the Pro screen and tap Restore Purchases. Pro is tied to your Apple Account, so it follows you to any device signed in with the same account.
If you bought the lifetime unlock
Anyone who bought the earlier one-time lifetime unlock keeps the 1.4.x feature set it granted, forever, and is never charged for a subscription.
What your money doesn't buy
- CardLab shows no ads and takes no commission from any issuer. No card is ranked higher because of a payment.
- The web calculators need no sign-up.
CardLab pricing questions
Is CardLab free?
Yes, to start. The free plan includes two cards you enter by hand in one country, the timeline, payoff and utilization labs, every bank bonus and its terms with one tracked bonus, and five core lessons. CardLab Pro adds unlimited cards, all 40 country presets, more labs and every lesson.
How much is CardLab Pro?
CardLab Pro starts with a 3-day free trial, then costs $4.99 a month or $39.99 a year, which is 33% less than paying monthly. It is an auto-renewable subscription billed through the App Store, and it renews until you cancel it in your Apple subscription settings.
How do I cancel CardLab Pro?
Cancel in the App Store: open iPhone Settings, tap your name, then Subscriptions, and choose CardLab. Apple handles billing and any refunds under its own terms. If you bought the earlier one-time lifetime unlock, you keep the 1.4.x feature set it granted and are never charged for a subscription.
Is the Best Card ranking free?
Reading the verified card catalog is free. Ranking your own cards for a purchase with Best Card is a Pro feature, and it is offered only in markets with a verified card catalog. The credit card and bank bonus calculators on getcardlab.app are free and need no sign-up.